Although it is likely that the reports of these agencies will be slightly different, you'll see that overdue accounts or that you no longer pay are reflected in most of them.
It is important to have a report from each credit agency before you start. IE, you must have a credit of all agencies report. If you only ask for a report by an agency, you will not have enough information to fix your credit correctly.
It is also important to know your credit score to know in what state is located. This number is not found in your credit report and is important because in this way you can determine if your effort to repair your credit is working.
Examine your report: after obtaining your report and credit score, you should verify the accuracy of the information contained in each report. Many users have reported they have found at least one error when repairing their credit: a debt that had already fully paid appears as unpaid, the quantities applied for a loan are incorrect and even credits that had never requested (either by fraud or error). For this reason it is important that you verify your credit report and solutions for these errors.
Fixing bugs: when repairing my credit should remember that every wrong detail costs you money. Therefore, you should review it several times with much effort. You can begin to correct errors on your credit report by completing the dispute form provided with your credit report.
Resolve and dissolve the debt: the next steps to repair your credit after correcting errors is to design a spending to plan to reduce and pay the debts you have earrings in your report. The best advice that we can give in this area to be disciplined and keep your goal have an excellent credit.
