There is the possibility that your refund is intercepted, but usually only by governmental bodies. These are the four types of debts or most common obligations that can intercept your refund:
- Overdue debts of federal taxes
- Overdue debts of the State taxes
- Overdue child support obligations (Child Support)
- Other federal or State obligations (loans is common)
Please note that if you owe money to these institutions, but has a payment agreement and this meeting, they can afford to get your refund without being intercepted, although most of these payment arrangements require that if you have a debt with them which is paid through your refund; for example, if you owe money to the IRS, the IRS take your refund even if you have a payment agreement.
And other overdue accounts that have nothing to do with the Government, can intercept my refund?
Most likely, that if the debt is not in the category mentioned above, these not may intercept by the IRS refund. Private debts do not have the ability to tell the Government that it intercepts your refund to collect this debt. Debts that can not intercept include:
- Collection credit card debt
- Overdue debts of services such as telephone, electricity and cable.
- Unpaid hospital bills
- Late payments on your vehicle
